Cryptocurrencies are rapidly finding wide application in areas such as Real Time Gross Settlements and Payments. Ripple is a cryptocurrency that has gained prominence with banks and payment providers. It solves the Byzantine General's Problem with its Ripple Protocol Consensus Algorithm (RPCA), where each server maintains a list of servers, called the Unique Node List (UNL), that represents the network for the server and will not collectively defraud it. The server believes that the network has come to a consensus when members of the UNL come to a consensus on a transaction. In this paper we improve Ripple to achieve better speed, security and last mile connectivity. We implement guidelines for resilience, robustness, improved security, and efficient information propagation. We enhance the system so as to ensure that each server receives information from across the whole network rather than just from the UNL members. We introduce the paradigm of UNL overlap as a function of information propagation and the trust a server assigns to its own UNL. Our design makes it possible to identify and mitigate some malicious behaviours including attempts to fraudulently Double Spend or stall the system. We provide experimental evidence of the benefits of our approach over the current Ripple scheme. We observe $\geq 99.67\%$ reduction in opportunities for double spend attacks and censorship, $1.71x$ increase in fault tolerance to $\geq 34.21\%$ malicious nodes, $\geq 4.97x$ and $98.22x$ speedup and success rate for information propagation respectively, and $\geq 3.16x$ and $51.70x$ speedup and success rate in consensus respectively.